Artisan Contractor
Workers Compensation

This work comp program is designed primarily for small to mid-size Artisan Contractors and GC’s. We will consider additional classes outside of construction which are outlined below in tiers reflecting our success & hit ratios. Please see the complete class code sheet on the right for a full list of targeted classes.

Tier 1
"Love to write"

Artisan Contractors & GC’s ($3,000 - $50,000 in annual premium is our sweet spot)

Tier 2
"Let us take a look"

Building Operations & Janitorial

Tier 3
"We have a handful of these"


Insurance Company

AM Best A XI rated (Excellent)

Lines of coverage

Workers Compensation

A few highlights from our program

  • Absolutely NO broker fees
  • 100% in-house underwriting authority
  • Underwriter has authority to choose insurance company paper based on risk & exposure
  • Quick turnaround on quoting/binding and policy issuance
  • Monthly Reporting available for risks > $25K in annual premium
  • Blanket waivers


Claims Handling

Claims are managed by York Risk Services Group

Ineligible Exposures

  • Height exposures over 2 stories
  • Below grade exposures below 4’
  • Sub costs over 25% - NOTE FOR GC’S
  • Building demolition, wrecking, shoring and underpinning
  • Window washing above ground level
  • Asbestos and Mold remediation
  • Group transportation (3 or more employees)
  • Tree-trimming

To request Loss Runs:

To request Policies/Endorsements:

Available States


Agents & Brokers

For access today, Click Here

Submissions Include:

  • Complete Acord Application 125 & 130
  • Tangram WC Supplemental
  • 4 years currently value loss runs
  • Insured’s website address
Please send to

Download Application

Download Class Code List

Download our Flyer

Carlos Garbiras
Business Development Manager
Western Region

Brendan Dolan
VP Business Development
Eastern Region

Trent Maner
Business Development Manager
Southeast Region

Download our Tangram
Program Guide